Refund Advances

Refund advances quickly grab your clients attention

We offer the option of a refund advance in case your clients prefer to access their money now rather than later.

Works with the leading tax software

Attract more
customers with
refund advances

Instead of waiting for the funds to hit your account, you can access your money in minutes. For those who can’t afford to wait, it’s a vital and necessary alternative.

Refund advances
keep you competitive

As more franchises offer bigger advances, make sure you’re prepared and not lose potential business because of it.

High approval rates

By working together and following our guidelines, you’ll be able to ensure every customer is completely satisfied.

Easily print checks
in your tax office

Print refund advance checks in your office for quick and convenient client pick-up.

How do refund advances work?

A simple process that is integrated right into
your workflow

NOW vs Others

Taxpayer benefits when receiving a Refundo
advance vs an advance from others.
  • Approval timeframe
  • Approval rates
  • Check cashing fee
  • Debt Type
  • Credit Reporting
  • Less than 15 minutes
  • +70%
  • $12 flat fee or less
  • Non-recourse
  • Will not affect your credit report
  • Up to 48 hours
  • Under 40%
  • Avg. 3%
  • Recourse
  • Inquiries reported to credit bureaus
1 ERO approval for the Refundo program does not guarantee approval to offer the NOW Advance. Qualifications will apply. NOW Advance is an optional fixed-term loan offered by River City Bank, Member FDIC. The NOW Advance principal loan amount, applicable interest and any fees will be deducted from federal and state tax refund proceeds. NOW Advance is not an actual federal or state tax refund. Applying for a NOW Advance does not guarantee approval. Qualifications and restrictions apply and all applicants may not be eligible for NOW Advance. NOW Advance principal amounts offered are $500, 25%, 50% or 75% of the expected net tax refund amount, up to $9,500. NOW Advance loans have an APR of 26.07% based on a 30-day term. All NOW Advance loans have an origination fee. Refund Transfer fees may also apply. NOW Advances and PreAck NOW Advances may not be available with all tax software providers.
Ask your tax preparer to tell you about other e-file options offered by the IRS. According to the IRS, using e-file is the best way to file an accurate return, and combining e-file with direct deposit is the fastest way to get your refund.

Ensure your community knows
you're offering advances

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COVID-19 Update: Extremely long wait times if you call us

Our office has limited hours and limited personnel temporarily, and we’re experiencing very high call volumes. Skip the wait by checking the status of your Stimulus Payment using our "Where's My Stimulus?" link below or using our Live Chat feature at the bottom right-hand side of the page. As of today, all direct deposits have been posted to your account and checks have been mailed. If the IRS Get My Payment indicates a deposit of 4/15, you should be receiving your check by 4/23. If it indicates a date of 4/22, you should be receiving your check by 4/24.