Company
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© 2024 Refundo.
What Does Refundo Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
● Social Security number and income
● Account balances and account transactions
● Employment information and payment history
● Tax return information and filing history
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Refundo chooses to share; and whether you can limit this sharing.
Does Refundo share?
Can you limit this sharing?
For our everyday business purpose —
such as processing your transactions, maintaining your account(s), conducting portfolio analysis, responding to court orders and legal investigations, or reporting to credit bureaus
such as processing your transactions, maintaining your account(s), conducting portfolio analysis, responding to court orders and legal investigations, or reporting to credit bureaus
Yes
No
For our marketing purposes —
to offer our products and services to you
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
We don't share
For our affiliates’ everyday business purposes —
information about your transactions and experiences
information about your transactions and experiences
Yes
No
For our affiliates’ everyday business purposes —
information about your creditworthiness
information about your creditworthiness
No
We don't share
For our affiliates to market to you
No
We don't share
For our non-affiliates to market to you
No
We don't share
Reasons we can share your personal information
Who We Are
Who is providing this notice?
Refundo, Inc.
What We Do
How does Refundo protect my
personal information?
personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Additionally, Refundo requires and trains its employees to comply with its privacy standards and policies, which are designed to protect customer information.
How does Refundo collect my
personal information?
personal information?
We collect your personal information, for example, when you
● show your driver’s license or apply for one of our products
● give us account information or provide employment information
● give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
● show your driver’s license or apply for one of our products
● give us account information or provide employment information
● give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
● sharing for affiliates’ everyday business purposes—information about your creditworthiness
● affiliates from using your information to market to you
● sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
● sharing for affiliates’ everyday business purposes—information about your creditworthiness
● affiliates from using your information to market to you
● sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial andnonfinancial companies.
● Not applicable
● Not applicable
Non-affiliates
Companies not related by common ownership or control. They can be financialand nonfinancial companies.
● Refundo does not share with non-affiliates so they can market to you.
● Refundo does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
● Refundo does not jointly market.
● Refundo does not jointly market.
Other Important Definitions
Important notice about credit reporting: We may report information about your account(s) to credit bureaus and/or consumer reporting agencies. Late payments, missed payments, or other defaults on your account(s) may be reflected in your credit report and/or consumer report.
Important information about phone calls and email messages: If at any time, you provide to Refundo, contact numbers that are wireless telephone number(s) including, but not limited to, cell numbers, you are consenting to Refundo using an automated dialing system to call or text you, or to send pre-recorded messages to you, in order to service, and collect on, any Refundo accounts (for which you are an authorized signer, guarantor or designated contact person) but not to market to you. For any type of phone call with Refundo, you consent that the call may be monitored or recorded for quality control and training purposes. By providing your email address, you consent to receive electronic mail from Refundo.
Important information about phone calls and email messages: If at any time, you provide to Refundo, contact numbers that are wireless telephone number(s) including, but not limited to, cell numbers, you are consenting to Refundo using an automated dialing system to call or text you, or to send pre-recorded messages to you, in order to service, and collect on, any Refundo accounts (for which you are an authorized signer, guarantor or designated contact person) but not to market to you. For any type of phone call with Refundo, you consent that the call may be monitored or recorded for quality control and training purposes. By providing your email address, you consent to receive electronic mail from Refundo.