NEW FOR 2027  -  In collaboration with CrossLink*

Refund Settlement (RT)*, now available for prior-year returns

File 2026, 2025, and 2024. Collect your prep fees from each year's refund. Nothing is paid at filing. The $44.95 Refund Settlement fee and your prep fees come out of the refund.
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Refund Settlement Prior-Year
Eligible tax years

Which returns qualify?

This season, any return for tax years 2026, 2025, or 2024 with a federal and/or state refund expected qualifies. Each year is its own Refund Settlement.

Tax year avaliable
Features

More returns and more revenue,
without changing how you work

Users
Serve more clients

Help the ones with multiple years of unfiled returns instead of turning them away.

State
Federal and state

Fees are deducted from the federal and/or state refund for that tax year.

Unlock
Flexible payment

Clients can choose to pay prep fees from the refund instead of at filing.

Monitor
Already in your software

Prior-year Refund Settlement is integrated into CrossLink*.

*Available with select integrated software partners. Check with your software provider to confirm availability.

Fees

$44.95 per tax year.

Each tax year is its own Refund Settlement, so the $44.95 fee applies once per year filed. Each additional Refund Settlement within the same year, such as a state refund after a federal refund, is $10 to $12, depending on your software provider. Your exact fee appears in your software before you submit the return.

RPIN** cash pickup carries a $7 fee per withdrawal, added to the withdrawal amount and shown in the app, with no ATM surcharge at participating ATMs. See Refund Settlement terms and disclosures below*.

Disbursement options

Their money, their way

Every client is different. Let them choose how they receive the remaining refund balance.

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Direct deposit to the client's bank account
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Check printed right from your tax office
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Prepaid debit card
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RPIN**: PIN to cash pickup at a participating ATM
NEW - Available only through offices that work with Refundo.

Grow your season with prior-year Refund Settlement (RT)*

Your prior-year clients are already in your office. Now, every year they file can settle from their own refund. Enrollment is open. Enroll today!

Frequently Asked Questions

What is a prior-year Refund Settlement?
Close questionOpen question

The same Refund Settlement you offer today, with your client's prep fees paid from their refund, is now available on returns filed for a prior tax year.

How far back does it go?
Close questionOpen question

Two prior tax years. For the 2027 season, those are the tax years 2025 and 2024.

Does the client pay anything at filing?
Close questionOpen question

No. The $44.95 Refund Settlement fee and your prep fees are deducted once the refund is received by our bank partner from the IRS and/or the state.

How does RPIN work on a prior-year return?
Close questionOpen question

The same way it works today. Once the refund is funded, the client receives a PIN in the Refundo app and picks up cash at a participating ATM. No bank account or card is needed. RPIN is available on every eligible tax year. A $7 Refundo fee per withdrawal is added to the withdrawal amount and shown in the app. No ATM surcharge at participating ATMs.

Can a client run more than one prior year at once?
Close questionOpen question

Yes. You can file every eligible year together, and each one settles from its own refund.

Can Refund Settlement be used if the client owes?
Close questionOpen question

No. Refund Settlement requires a refund. If the client owes on the current year or a prior year, the option will not appear in your software.

Do I need to enroll again?
Close questionOpen question

No additional steps. If you already offer Refund Settlement through a participating software provider, you can offer it on prior-year returns.

Is this only available through CrossLink?
Close questionOpen question

No. We launched it first with CrossLink, and it will be available with other software partners. Check with your provider to confirm availability.

Which Refundo products are available on prior-year returns?
Close questionOpen question

Refund Settlement*, NOW Advance***, and all disbursement options, including RPIN**, are available on prior-year returns for both federal and state refunds. Availability may vary by software provider.

Frequently asked questions about banking services for tax professionals.Frequently asked questions about banking services for tax professionals