FOR TAX PROFESSIONALS · RPIN, NEW FOR 2027
One more way to say, yes.
Every client’s life works differently. The answer from your office is now the same for all of them.
Money now, fast and easy. No card, no check, no bank account. Just their phone.
Code in. Cash out.
Their phone number, their RPIN, and the ATM counts it out while they stand there. No card in a wallet, no teller, no line at a counter. Money in the form that serves them now. That’s the whole thing. A code in their app, the participating ATM around the corner, cash in hand.
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Four things to know about RPIN.
A bigger refund just means more transactions, or none at all.
Whatever they haven't taken out stays safe in their balance, ready whenever they choose. Their timing, their amounts.
How this stacks up
Every combination pays from the refund, not from their pocket.
Prep fees come out of the refund, never their pocket. The moment the refund funds, their cash is one code away when they need it.
For your office: your fees come out of the refund, same as always.
Some needs can’t wait for a refund. Qualifying clients can take an advance on their refund, repaid from the refund when it arrives, and RPIN can make it cash at a participating ATM.*
For your office: one more service you can offer, subject to eligibility and approval.*
Refunds can arrive up to 5 days sooner with RPay*, and RPIN makes them available as cash at a participating ATM.
For your office: the same refund, available to your clients sooner.*
*Advances and early funding are subject to eligibility, approval, and program terms; timing varies and is not guaranteed. See current disclosures below and at refundo.com/disclosures.
CASH PICKUP ARRIVES THIS SEASON
to offer cash.
Your dream team. Every season.
Refund Settlement: Refundo is a financial technology company, not a bank. Optional bank deposit product — not a loan — provided by Evolve Bank & Trust, Member FDIC. E-filing required. Processing fee of $44.95 withheld from refund upon IRS or state funding; remaining balance disbursed to taxpayer, net of tax preparation and other applicable fees. Not required to e-file or receive a refund. Terms and conditions are subject to change, at Refundo’s discretion.
Refundo NOW Advance: Refundo is a financial technology company, not a bank. Optional tax refund-related consumer loan originated by Evolve Bank & Trust, Member FDIC — not your actual tax refund. Available loan amounts: $500–$9,500. Subject to eligibility and approval. A 3.55% origination fee applies and will be deducted from your refund. Non-recourse loan: the NOW is repaid solely from your IRS/state tax refund. Your preparer pays a fee to Refundo for each approved NOW Advance, but that fee may not be charged or passed through to you. You may e-file without applying for this loan. Evaluated under the Equal Credit Opportunity Act. APR and representative example disclosed at point of application. Terms and conditions are subject to change, at Refundo’s discretion.
RPay (Early Delivery): Optional expedited disbursement service facilitated through Evolve Bank & Trust, Member FDIC. A flat $20.00 per-transaction fee applies. RPay is designed to make your federal refund available up to five (5) days early; subject to IRS pre-notification, identity verification, fund availability, and your bank's processing capabilities. Fee not charged if eligibility requirements are not met. Terms and conditions are subject to change, at Refundo’s discretion.
RPIN (Cash Pickup): Optional cash disbursement method powered by ReadyCode from NCR Atleos. Refundo is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust, Member FDIC. A $7.00 service fee applies to each ATM transaction and is deducted from the account balance; the fee is disclosed and authorized in the Refundo app before each cash code is issued. Each RPIN cash code is single-use, is tied to the phone number registered to the account, and is issued for a fixed amount that cannot be changed at the ATM. Participating ATMs are owned and operated by independent third parties and establish their own per-withdrawal dispensing limits, which may be lower than the maximum code amount; withdrawing an amount greater than a single ATM will dispense requires additional codes and additional transactions, each incurring a separate $7.00 fee. Participating ATMs do not impose a surcharge on RPIN withdrawals. Cash codes expire if not redeemed within the period disclosed in the app; funds associated with an expired or cancelled code are returned to the available balance. Cash codes should be safeguarded like cash. A completed ATM cash withdrawal is final and cannot be reversed. Not a loan or credit product. Not required to e-file or to receive a refund. Cash access is not guaranteed at any specific ATM and is subject to ATM operating status, cash availability, and retailer hours. Terms and conditions are subject to change, at Refundo’s discretion.